A personalised insurance plan for women from all walks of life.

PRULady is a regular premium non-participating life insurance plan that provides you with protection against female illnesses, death or Total and Permanent Disability up to the Policy Anniversary of age 70 next birthday. In addition, it also pays Life Change Benefit for various life events. Furthermore, it covers pregnancy complications and congenital illnesses.


English Brochure

Bahasa Malaysia Brochure

Chinese Brochure


PRUlady (1)

100% of Sum Assured for female-related illnesses and 50% of Sum Assured for female Carcinoma-in-situ

PRUlady (2)

The Sum Assured bounces back to 100% after 6 months from diagnosis date of female Carcinoma-in-situ

PRUlady (3)

Covers pregnancy complications and congenital illnesses

PRUlady (4)

Refund of premiums upon maturity of policy

Product Details

Payment Term

Premium is payable throughout the coverage term

Coverage Term

Up to age 70 (Age Next Birthday)

Issue Age

17 – 45 years old (Age Next Birthday)

Minimum Sum Assured


Maximum Sum Assured


  1. Death Benefit
  2. Total and Permanent Disability Benefit
  3. Female Related Illnesses Benefit
  4. Recovery Benefit
  5. Pregnancy Care Benefit
  6. Baby Care Benefit
  7. Life Change Benefit
  8. Money Back Benefit

Please refer to brochure for details on coverage

Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  3. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact PAMB directly for more information.

Product Enquiry

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