PRUHealth

Care of others starts with you

A  medical plan that not only pays for hospital bills when needed but also rewards customer a yearly bonus when no claims are paid under this plan for the previous year.

This plan also provides you with the option to choose either coinsurance, Med Saver RM3,000 (only applicable for PRUHealth attached to PRUWith You) or deductible of RM3,000 / RM10,000 (only applicable for PRUHealth attached to PRULink OnePRULife Ready or PRUMy Child).

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Table of Benefits

Plan                     PRUHealth 100 PRUHealth 150 PRUHealth 200 PRUHealth 300 PRUHealth 400 PRUHealth 500* PRUHealth 600*
Annual No Claims Bonus (RM) 100 150 300 400 500 600 700

Hospital & Surgical Benefits

-Hospital Daily Room & Board (120 days per year)

 RM100 RM150  RM200 RM300  RM400 RM500  RM600 

Intensive Care Unit (30 days per year)

In-hospital & Related Services

  • Surgical
  • In-hospital & Related Services
  • Operating Theatre Fees
  • Anaesthetist Fees
  • Specialist’s Visit
As charged, subject to coinsurance 1, deductible or Med Saver 2

Out-patient Treatment Benefits

  • Pre-hospitalisation Treatment (within 30 days before hospitalisation)
  • Post-hospitalisation Treatment (within 90 days after hospital discharge)
  • Home Nursing Care (180 days per lifetime)
  • Day-surgery
  • Cancer Treatment
  • Kidney Dialysis
As charged subject to coinsurance 1, deductible 2 or Med Saver 2

Emergency Treatment for Accidental Injury

(Annual Limit)

RM1,000 RM1,500 RM2,000 RM3,000 RM4,000 RM5,000  RM6,000

Annual Limit (RM)

50,000 62,500 75,000 100,000 150,000 200,000 250,000

Lifetime Limit (RM)

520,000 650,000 780,000 1,040,000 1,560,000 2,080,000 2,600,000

Emergency Medical Assistance

Yes

 

*Not applicable for PRUWith You

PRUHealth 500 and PRUHealth 600 are only available when PRUMedic auto upgrade is attached to PRUHealth 300 and PRUHealth 400 plans. This benefit cannot co-exist with PRUAnnual Limit Waiver and is not available under PRUWith You.

1 If coinsurance is selected, you will have to pay 10% of cost of an eligible benefit, subject to minimum coinsurance amount of RM300 and maximum coinsurance amount of RM1,000 for Hospital & Surgical Benefit (excluding cost of daily room & board), and maximum coinsurance amount of RM2,000 for Outpatient Treatment Benefit. The remaining balance is paid by the Company up to the annual and lifetime limit.

2 If deductible (only for PRUHealth attached toPRULink OnePRUlife ready and PRUMy Child) or Med Saver (only for PRUHealth attached to PRUWith You) is selected, you will have to pay the first RM3,000 or RM10,000 of the total cost of the eligible benefits (excluding daily room & board). The remaining balance is paid by the Company up to annual and lifetime limit.

 

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PRUHealth

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