The foundation to your wealth that offers protection.

PRUCash is a participating endowment plan that combines Protection and Savings, with guaranteed payouts every two years before maturity to provide you with liquidity. Non-guaranteed bonuses (if any) are payable on top of any guaranteed benefit you are entitled to upon death, Total and Permanent Disability (prior to the Policy Anniversary of age 60 next birthday or expiry of policy, whichever is earlier), policy maturity or upon surrender of policy.



English Brochure

Bahasa Malaysia Brochure

Chinese Brochure


PRUcash (1)

Guaranteed cash payout every 2 years before maturity (% of Sum Assured)

PRUcash (2)

100% of Sum Assured plus total bonuses (if any) upon maturity of policy

PRUcash (3)

Attach this optional rider to receive guaranteed cash payout EVERY year from end of Policy Year 2 onwards

Product Details

Payment Term

Premium is payable throughout the coverage term

Coverage Term

20, 22, 24, 26, 28 and 30 years, subject to a maximum maturity age of 70 (Age Next Birthday)


Issue Age

1 – 50 years old (Age Next Birthday)

Minimum Sum Assured

RM 10,000
RM 20,000 if Cash Booster is attached

Maximum Sum Assured

For child below age 16 (Age Next Birthday): RM500,000
For age 16 (Age Next Birthday) and above: Subject to underwriting

  1. Death Benefit
  2. Total and Permanent Disability Benefit up to the Policy Anniversary of age 60 next birthday or expiry of policy, whichever is earlier
  3. Guaranteed Survival Benefit
  4. Maturity Benefit

Please refer to brochure for details on coverage


Riders that can be bought with this policy


Critical Illness

Waiver of Premium


Important Notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  3. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact PAMB directly for more information.

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