PRUcash premier

Maximum savings, maximum rewards.

PRUcash premier is a participating endowment plan that combines Protection and Savings, with annual guaranteed cash payout from the end of the 10th policy year onwards except final policy year. Non-guaranteed bonuses (if any) are payable on top of any guaranteed benefit you are entitled to upon death, Total and Permanent Disability up to age 60, policy maturity or upon surrender of policy.

 

English Brochure

Bahasa Malaysia Brochure

Chinese Brochure

Highlights

PRUcash_premier (1)

Annual Guaranteed Cash Payout (% of Sum Assured) from the end of the 10th Policy Year Onwards except final Policy Year

PRUcash_premier (2)

100% of Sum Assured plus total bonuses (if any) upon maturity of policy

PRUcash_premier (3)

Shorter premium payment term

Product Details

Payment Term

10 years

Coverage Term

15, 20 and 30 years, subject to a maximum maturity age of 85 (Age Next Birthday)

 

Issue Age

1 – 65 years old (Age Next Birthday)

 

Minimum Sum Assured

RM12,500; subject to minimum premium of RM2,400

Maximum Sum Assured

For child below age 16 (Age Next Birthday): RM500,000
For age 16 (Age Next Birthday) and above: Subject to underwriting

Benefit
  1. Death Benefit
  2. Total and Permanent Disability Benefit up to age 60
  3. Guaranteed Survival Benefit
  4. Maturity Benefit

Please refer to brochure for details on coverage

Riders that can be bought with this policy

Waiver of Premium

Accident

Term Life

 

Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
  2. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.
  3. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact Prudential Assurance Malaysia Berhad (PAMB) directly for more information.

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