Product Comparison

You can easily make a product comparison using this convenient tool before you decide on a plan that best suits your needs.

PRUMillion Med
PRUValue Med

Premium is payable throughout the coverage term

PRUSenior Med

Premium is payable throughout the coverage term

PRUMillion Med
PRUValue Med

Up to age 100 (Age Next Birthday)

PRUSenior Med

Up to age 80 (Age Next Birthday)

PRUMillion Med
PRUValue Med

1 – 70 years old (Age Next Birthday) 

PRUSenior Med

45 – 70 years old (Age Next Birthday)

PRUMillion Med
PRUValue Med
 Benefits  Benefit Amount
 Room & Board Benefits
 a) Hospital Daily Room & Board (R&B) (up to 150 days per year)  Flexible option between RM100 and RM600 per day (Increments in multiples of RM100 per day)
 Hospital & Surgical Benefits
 b) Intensive Care Unit / Cardiac Care Unit (up to 90 days per year)  As Charged 1
 c) In-hospital & Related Services
  • Surgical Benefit
  • Hospital Supplies and Services
  • Operating Theatre
  • Anaesthetist Fees
  • In-Hospital Specialist’s Visit (limit to 2 visits per day)
 As Charged 1
 Outpatient Treatment Benefits
 d) Pre-hospitalisation Treatment (within 60 days before hospitalisation)
 e) Post-hospitalisation Treatment (within 90 days after hospital discharge)
 f) Home Nursing Care (up to 180 days per lifetime)
 g) Day Surgery
 h) Day Care Procedure
 As Charged 1
 i) Outpatient Cancer Treatment
 j) Outpatient Kidney Dialysis
 As Charged 1
Up to 1.5 times of the initial Med Value Point per lifetime (including take home drugs, examination tests & consultation)
 k) Maternity Complications Benefit (for female life assured only)  Up to RM5,000 per year
 l) Intraocular Lens  Up to RM6,000 per lifetime
 m) Emergency Treatment For Accidental Injury  Up to 10 times of Hospital Daily R&B amount per year
 Med Saver or Deductible 2

 Yes or No.

If Yes, flexible option:

Med Saver RM300,

Deductible RM20,000,

Deductible RM50,000,

Deductible RM75,000 or

Deductible RM100,000.

 Med Value Point

Flexible option:

RM1 million,

RM1.5 million or

RM2 million

 Med Value Point Bonus  Med Value Point increases at 2% of the initial Med Value Point at the end of every 2 years, provided no claim has been incurred during the 2 years.

 Applicable to plans with Hospital Daily Room & Board of RM300 and above.
 Emergency Medical Assistance 3  Yes
 Expert Medical Opinion 3, 4  Yes
PRUSenior Med
  1. Death Benefit
  2. Medical Care Benefits

Please refer to brochure for details on coverage

Other Product Plans



Protect yourself and your loved ones from the unexpected.


Savings & Investment

Most people have either short, mid or long term goals that they want to achieve. Grow and protect your savings with us for a secured future.



You want a worry-free retirement that ensures you are well-looked after throughout your golden years. Let us help you meet your desired retirement lifestyle and more.



Complete your insurance plan with our innovative supplementary medical and accident benefits.



Have the flexibility to build a healthy investment fund for potentially higher returns over the long term by investing in any of the PRUlink and PRUlink global funds.

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