Our Products

Our products and solutions are designed to suit your different needs and wants in life.

Protection

Life is unpredictable. Give your loved ones the protection they need.

Savings & Investment

Protect your future by putting your money in good hands.

Retirement

Save now so that you can enjoy life after retirement.

Critical Illness & Health

Treasure your health by getting the protection you need.

Riders

Complete your insurance plan with additional benefits.

Funds

Make the most of your assets through our healthy investment funds.

Our Online Products

Exclusive online-only products and solutions offered for your convenience.

Our Services

Our multiple customer care touchpoints are always available to assist you every step of the way.

PRUAccess Plus

View policy information and access other online services securely with just a click.

PRUBiz Beyond

Protect your company with a comprehensive business solution.

Make a Claim

With our hassle-free claims process, we will be here for you when you need us most.

New Plan Application

Let us know what you need by submitting a new application now.

Policy Servicing

Administrative processes for your policy are made easier.

Medical Card Services

Be ensured that you’ll get adequate care when you need it most.

Premium Payments

Enjoy fuss-free premium payment with multiple payment methods.

PRUPrestige

Unlock a world of special privileges with this exclusive membership programme.

PRUE-pay

Handle your payment electronically in a more convenient way.

Expert Medical Opinion (EMO)

Be reassured with advice from medical experts in various areas of specialisation.

Master Policy

View the complete proviso for your group policies

Our Company

As a leading insurer in the market, we are always ready to provide solutions for your savings, insurance, and investment needs.

About Prudential Malaysia

At Prudential Malaysia, we’ll make sure we’re always here to listen and understand your needs.

Our History

Find out how we started in 1924, and the achievements that we have accomplished so far.

Our Brand

Know more about the spirit that we uphold and the values that shape our approach to everything we do.

Awards & Recognition

Check out the awards and recognition we received from prestigious organisations.

Corporate Governance

We strive to achieve our corporate objectives as well as promote sustainable growth and financial soundness.

Leadership

Our people make us what we are today. Get to know the ones behind our phenomenal growth and success.

Media

Check out the latest news and information about us, including press releases, event photos, and videos.

General Info

Can’t find what you are looking for? You might find it here.

Client Charter

Learn more about our commitment to serve you as efficiently and effectively as possible.

PRUCares

Take the first step towards a healthier and happier life for you and your family.

Community Investment

Our mission is to build Financial Resilience for Underserved Families and Children in Malaysia

Join Our Team

Here at Prudential Malaysia we offer ample opportunities for you to succeed and expand your career horizons. Join us now!

Wealth Planner

Make a difference by assisting millions of lives in achieving their financially secured future.

Management Associates

Be part of our elite training programme and realise your potential in the insurance and financial planning field.

Corporate Careers

Check out the job openings we have in our offices!

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Critical Illness & Health

We’re here to ensure that you’ll always have the protection and care that you need without compromise.

Payment Term

PRUMillion Med
PRUValue Med	Premium is payable throughout the coverage term
PRUSenior Med	Premium is payable throughout the coverage term

Coverage Term

PRUMillion Med
PRUValue Med	Up to age 100 (Age Next Birthday)
PRUSenior Med	Up to age 80 (Age Next Birthday)

Issue Age

PRUMillion Med
PRUValue Med	1 – 70 years old (Age Next Birthday)
PRUSenior Med	45 – 70 years old (Age Next Birthday)

Benefit

PRUMillion Med

PRUValue Med

Benefits	Benefit Amount
Room & Board Benefits
a) Hospital Daily Room & Board (R&B) (up to 150 days per year)	Flexible option between RM100 and RM600 per day (Increments in multiples of RM100 per day)
Hospital & Surgical Benefits
b) Intensive Care Unit / Cardiac Care Unit (up to 90 days per year)	As Charged ¹
c) In-hospital & Related Services Surgical Benefit Hospital Supplies and Services Operating Theatre Anaesthetist Fees In-Hospital Specialist’s Visit (limit to 2 visits per day)	As Charged ¹
Outpatient Treatment Benefits
d) Pre-hospitalisation Treatment (within 60 days before hospitalisation) e) Post-hospitalisation Treatment (within 90 days after hospital discharge) f) Home Nursing Care (up to 180 days per lifetime) g) Day Surgery h) Day Care Procedure	As Charged ¹
i) Outpatient Cancer Treatment j) Outpatient Kidney Dialysis	As Charged ¹ Up to 1.5 times of the initial Med Value Point per lifetime (including take home drugs, examination tests & consultation)
k) Maternity Complications Benefit (for female life assured only)	Up to RM5,000 per year
l) Intraocular Lens	Up to RM6,000 per lifetime
m) Emergency Treatment For Accidental Injury	Up to 10 times of Hospital Daily R&B amount per year
Med Saver or Deductible ²	Yes or No. If Yes, flexible option: Med Saver RM300, Deductible RM20,000, Deductible RM50,000, Deductible RM75,000 or Deductible RM100,000.
Med Value Point	Flexible option: RM1 million, RM1.5 million or RM2 million
Med Value Point Bonus	Med Value Point increases at 2% of the initial Med Value Point at the end of every 2 years, provided no claim has been incurred during the 2 years. Applicable to plans with Hospital Daily Room & Board of RM300 and above.
Emergency Medical Assistance ³	Yes
Expert Medical Opinion ^{3, 4}	Yes