PRUMy
Critical Care

Care of others starts with you.

PRUMy Critical Care

PRUMy Critical Care

Care of others starts with you.

OFFER ENDS 31 DECEMBER 2019

Double coverage
for the price of one*

Double the purchased rider sum assured for the next 3 years with PRUMy Critical Care 2X promo – at no extra cost.

*Terms and Conditions apply

What happens when critical
illness strikes?

Critical illness can happen to anyone, anytime and it has an impact beyond your health. The recovery journey can be long and draining, which could make it difficult for you to continue working and cause financial instability. With that, you are not able to afford your day-to-day expenses plus unpredictable costs.

That’s where PRUMy Critical Care comes in. When critical illness strikes, a lump sum payment of your sum assured is paid out to you, enabling you to focus on your recovery without having to worry about financials.

Key benefits

PRUMy Critical Care is a solution plan that combines PRUWith You (basic) and Total Multi Crisis Care (rider) to protect you from as early as 14 weeks of gestational period up to age 1001.

C

  C

Comprehensive critical illness coverage that allows multiple claims up to 400% of rider sum assured

  • More details

    Multiple claims are allowed for different stages of critical illness categories. (Maximum of 100% rider sum assured per category)

    Cancer, heart attack and stroke are exceptional categories which can be claimed twice2.

    Maximum of 4 early critical illness claims are allowed (subjected to RM200,000 per life limit).

A

  A

Additional Special Benefit coverage on Diabetic Related Conditions and Joint Related Conditions

  • More details

    Special benefit includes 20% of the rider sum assured paid upon diagnosis of any one of the covered Diabetic Related Conditions and Joint Related Conditions.

    Payout of this Special Benefit will not reduce the rider sum assured.

R

  R

Re-diagnosis of 3 major critical illness coverage for: Cancer, Heart Attack and Stroke

  • More details

    Should you be re-diagnosed with Cancer, Heart Attack or Stroke before age 85 and it is unrelated to the first diagnosis2, you can claim up to 200% of the rider sum assured for each critical illness category.

E

  E

Early to late stage critical illness coverage ensures that you stay protected

  • More details

    Early Critical Illness Coverage

    Total Multi Crisis Care provides you coverage on 101 early critical illness conditions. You can get up to 50% of the rider sum assured upon diagnosis of the covered condition.

    Late Stage Critical Illness Coverage

    For late stage critical illness, Total Multi Crisis Care pays you 100% of the rider sum assured upon diagnosis.

The comprehensive solution
for all your needs

Inside your PRUMy Critical Care package:

OFFER ENDS 31 DECEMBER 2019

Get double coverage for the price of one*

  • 2X the purchase rider sum assured for the first 3 years – at no extra cost
  • 0 questions asked when you choose to continue with the extra coverage after 3 years
*Terms and Conditions apply
Please refer to PRUWith You’s Product Disclosure Sheet and Sales Illustration for the full list of benefits, exclusions, waiting periods and other terms and conditions of each of the plans mentioned above.
  • Notes

    1 Subject to the selected policy term and consent for auto extension is given, the policy coverage term will be extended up to the policy anniversary of age 100 next birthday. The policy coverage term and benefits payable shall depend on the policy having sufficient account value to cover all the policy charges. To ensure that the policy has sufficient account value, additional premiums are likely required for continuous coverage.

    2 The subsequent Cancer diagnosis must be a new primary cancer that is completely unrelated to the first Cancer claim and occurs in a different organ or site and not a secondary spread (metastasis) of any previous cancer. The diagnosis for subsequent Cancer (for any stages) must be at least 3 years after the diagnosis on the first Cancer. The diagnosis of subsequent Heart Attack or Stroke is unrelated to the first Heart Attack or Stroke claim. The diagnosis for subsequent late stage Heart Attack or Stroke must be at least 1 year after the diagnosis on the first late stage Heart Attack or Stroke. Rider will be terminated if the rider has paid more than 100% of rider sum assured at age 85 next birthday. If not, the rider will continue to cover up to 100% rider sum assured from age 85 next birthday onwards.

Product Enquiry

For more information and special offers.

* Required fields
Product Name
First Name *
Last Name *
Preferred Contact Method (Please provide a phone number and email address.) *
NRIC/Passport No. *
Current Location *
Language *
 
Back to Top