Medical Plans That Grow With You
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Growing Coverage As You Age
As a brand that constantly seeks to Listen, Understand, and Deliver, we want to flex the confidence of every Malaysian with high medical coverage that automatically increases every year as you age, up to RM15 mil, to better protect you from inflation, rising medical costs, and long recovery time from Serious Conditions.
Our Medical Booster is a medical insurance rider designed to complement your existing medical coverage. Our medical rider coverage grows with you, giving you peace of mind in the event of unexpected medical expenses.
Download our product leaflet in your preferred language for more details on the plan’s coverage.
Your Confidence Booster
Stay ahead of your future with high medical coverage.
Coverage that Increases As You Age
Flex your confidence regardless of rising medical costs or inflation by having medical coverage that auto increases annually as you age, up to RM15 million.
Extensive Pre to Post-Hospitalisation Care
Longer peace of mind with hospitalisation insurance:
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Pre-Hospitalisation Treatment: 90 days
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During Hospitalisation: Unlimited days of Hospital Room & Board and Intensive Care Unit (ICU) Stay
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Post-Hospitalisation Treatment: Up to 365 days for Serious Conditions
Rewards for Staying Healthy
If no claims are incurred in the preceding year, we reimburse up to RM1,000 for these Preventive Care services:
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Medical Checkup
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Vaccination
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Diagnostic Test
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Health Subscription Programs
Find out more about No Claims Benefit HERE.
Future-proof your medical protection with our medical plans:
PRUValue Med
PRUValue Med continuously covers you through your lifetime. When your accumulated claims paid exceed your special lifetime limit (also known as Med Value Point), we shall pay 80% of the excess eligible costs. Add on PRUValue Med Booster so that your special lifetime limit auto-increases annually.
LEARN MORE ABOUT PRUValue Med Booster
PRUMillion Med
PRUMillion Med has no lifetime limit and starts with a high annual limit of up to RM1.98 million. With PRUMillion Med Booster added onto your plan, your annual limit of RM1.98m auto-increases annually.
LEARN MORE ABOUT PRUMillion Med Booster
FAQ
What is a medical rider?
A medical rider is an optional addition to your current life, health or medical insurance policy. It provides additional coverage for medical expenses such as hospitalisation and outpatient treatments.
What are the benefits of adding a medical rider to my life insurance policy?
The benefits of adding a medical rider insurance to your life insurance policy include increased coverage for medical expenses, protection against rising medical costs, and the peace of mind that comes with knowing you and your loved ones are well protected financially should a medical emergency arise.
What type of medical expenses are covered under a medical rider insurance policy?
A medical rider enhances your existing health insurance coverage by increasing your claim limits and providing automatic annual coverage growth. The rider provides coverage for the same medical expenses as your primary policy, but with higher limits, offering greater financial protection for various medical expenses.
How do I apply for a medical rider insurance policy?
To apply for a medical rider insurance policy, simply get in touch with us. Our Wealth Planners will help you assess your requirements and guide you through the process of adding the medical rider to your existing insurance policy, ensuring you receive the enhanced coverage and benefits tailored to your needs.