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Our Riders - Insurance Add-ons

Cash Booster

Get annual guaranteed income starting from the end of the third year of your coverage.

Get more out of life

Sometimes we need a little boost in life. Don’t let your current financial status stop you from living the life you always wanted. This benefit pays you guaranteed annual income every two years starting from the end of the third policy year.

 

This rider also provides the following benefits:

  • Maturity Benefit

When you reach the end of your policy term, this plan also pays you a lump sum payment. You will receive a guaranteed 65% of coverage amount payout plus potential bonuses and any accumulated survival benefit.

 

  • Total and permanent disability (TPD) benefit*/Death benefit

If you become TPD or unfortunately pass away due to non-accidental cause, Cash Booster pays you a guaranteed cash value, terminal bonus on non-accidental death and any accumulated survival benefit. In the event of death or TPD due to accidental cause, we will pay you your coverage amount, terminal bonus on accidental death and any accumulated survival benefit.

 *Before the policy anniversary of age 60 next birthday or expiry of policy, whichever is earlier.

 

  • Legacy Benefit

If you become TPD before the age of 60 or unfortunately pass away before the policy ends (whichever is earlier), we will continue to pay out the remaining unpaid survival benefit annually starting from the next policy anniversary. In the event of TPD or death due to accidental cause,  we will pay you 3 times the amount of the remaining unpaid survival benefit annually.

Attachable plan

The basic plan that Cash Booster can be attached to:

 

Learn more

Important notes
Key information and disclaimers.
  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).